LIPIN (hereinafter referred to as "the Company") values the privacy of its customers and complies with the "Personal Information Protection Act" and other related laws. Through the privacy policy, the Company informs you how the personal information you provide is used and what measures are taken to protect your privacy.

■ Items of Personal Information Collected and Collection Methods
A. Items of Personal Information Collected
o The Company collects the following personal information for purposes such as membership registration, consultation, and service application.
- Upon membership registration: Name, Date of Birth, Gender, Login ID, Password, Home Phone Number, Mobile Phone Number, Email, Information of Legal Guardian for those under 14 years old.
- Upon service application: Address, Payment Information.

o During service use or business processing, service usage records, access logs, cookies, access IPs, payment records, and records of improper usage may be generated and collected.

B. Collection Methods
- The Company collects personal information through the following methods: website, written forms, bulletin boards, email, event participation, delivery requests, phone, fax, and tools for generating information.

■ Purpose of Collecting and Using Personal Information
The Company utilizes the collected personal information for the following purposes.
o To fulfill contracts related to service provision and billing for services provided
Providing content, purchasing and billing, shipping products or sending invoices, identity verification for financial transactions, and financial services.
o Member management
Identity verification for the use of member-only services, personal identification, prevention of improper use by unauthorized members and prevention of unauthorized use, confirmation of membership intent, age verification, confirmation of legal guardian consent for collecting personal information of children under 14 years old, handling complaints, and delivering notices.
o Marketing and advertising
Delivery of advertising information such as event notifications, analysis of access frequency, or statistics on service usage by members.

■ Retention and Usage Period of Personal Information
In principle, the Company destroys personal information without delay once the purpose of collecting and using the information has been achieved. However, the following information will be retained for the specified period for the reasons stated below:

A. Reasons for information retention according to the Company's internal policies:

Even after a member withdraws, the Company may retain the member's information for a period of __years from the termination date of the service contract to prevent reoccurrence of misuse by improper members, resolve disputes, or cooperate with requests from investigative agencies.

B. Reasons for information retention according to relevant laws:
If retention is required under the regulations of laws such as the "Consumer Protection Act in Electronic Commerce," the Company retains the member information for a certain period as stipulated in the relevant laws.
o Records related to contracts or withdrawal of offers:
- Retention Reason: Consumer Protection Act in Electronic Commerce
- Retention Period: 5 years
o Records related to payment and supply of goods:
- Retention Reason: Consumer Protection Act in Electronic Commerce
- Retention Period: 5 years
oRecords related to consumer complaints or dispute resolution:
- Retention Reason: Consumer Protection Act in Electronic Commerce
- Retention Period: 3 years
o Log records:
- Retention Reason: Protection of Communications Secrets Act
- Retention Period: 3 months

■ Procedures and Methods for Destroying Personal Information
In principle, the Company destroys personal information without delay once the purpose of collecting and using the information has been achieved. The destruction procedures and methods are as follows:

Destruction Procedures:
The information entered by members for membership registration, etc., is moved to a separate database (in the case of paper, to a separate document box) after the purpose is achieved and stored for a certain period in accordance with internal policies and other relevant laws before being destroyed.
Personal information transferred to a separate database is not used for purposes other than retention unless required by law.
o Destruction Methods:
Personal information stored in electronic file format is deleted using technical methods that prevent the records from being reproduced.

■ Provision of Personal Information
The Company does not provide users' personal information to external parties, except in the following cases:

When users have given prior consent.
When it is required by law or for investigative purposes in accordance with the procedures and methods set out in the law.

■ Entrustment of Collected Personal Information

To fulfill service delivery, the Company outsources the operation to specialized external companies as follows:

o Entrusted Entity: [Hanjin Express]

o Details of Entrusted Work: [Details of Entrusted Work]

o Entrusted Entity: [PG Company Name]

o Details of Entrusted Work: [Details of Entrusted Work]

o Entrusted Entity: View list of suppliers

o Details of Entrusted Work: [Details of Entrusted Work]

■ Rights of Users and Legal Representatives and How to Exercise Them
o Users can view or correct their personal information at any time or request to cancel their membership.
o To view or correct personal information, users can go through the identity verification process by clicking on "Personal Information Change" (or "Edit Member Information," etc.) and directly view, correct, or cancel membership. To cancel membership (withdraw consent), click on "Member Withdrawal."
o Alternatively, users can contact the person responsible for personal information protection by mail, phone, or email, and action will be taken without delay.
o If you request correction of an error in your personal information, the information will not be used or provided until the correction is complete. If incorrect personal information has already been provided to a third party, the results of the correction will be promptly notified to the third party to ensure that the correction is made.
o The Company handles personal information that is canceled or deleted at the request of the user according to the "Retention and Usage Period of Personal Information Collected by the Company" and ensures that it is not viewed or used for any other purpose.

■ Installation, Operation, and Rejection of Automatic Collection of Personal Information
The Company operates "cookies" that store and find your information frequently. A cookie is a very small text file sent by the server used to operate the website to your browser and stored on your computer's hard disk. The Company uses cookies for the following purposes:

o Purpose of using cookies, etc.:
1. To analyze the access frequency and visit times of members and non-members, identify users' preferences and interests, track traces, and provide targeted marketing and personalized services by analyzing participation in various events and visit counts.
2. You have the option to install cookies. Therefore, you can choose to allow all cookies, receive confirmation whenever a cookie is saved, or refuse to save all cookies by setting options in your web browser.
o How to refuse cookie settings:
1. To refuse cookie settings, you can choose an option in your web browser to allow all cookies, get confirmation before saving, or refuse to save all cookies.
2. Example of settings (for Internet Explorer): Tools at the top of the web browser > Internet Options > Privacy
3. However, if you refuse to install cookies, it may be difficult to provide services.

■ Customer Service for Personal Information
The Company designates the following department and person responsible for personal information protection to protect customers' personal information and handle complaints related to personal information:

o Personal Information Manager

Name: Taeseop Eom
Phone Number: +82-10-9077-7300
Email: mideum590@naver.com

o Person in Charge of Personal Information

Name: Taeseop Eom
Department: +82-10-9077-7300
Phone Number: +82-10-9077-7300
Email: mideum590@naver.com

o You can report any privacy-related complaints that arise while using the Company's services to the person in charge of personal information protection or the responsible department.

o The Company will provide prompt and sufficient answers to users' reports.

o If you need to report or consult about other privacy violations, please contact the following organizations:

Personal Information Infringement Report Center: (privacy.kisa.or.kr / Dial 118 without an area code)
Personal Information Dispute Mediation Committee: (kopico.go.kr / 1833-6972)
Cyber Investigation Division, Supreme Prosecutors' Office: (spo.go.kr / Area code +1301)
Cyber Safety Bureau, National Police Agency: (cyberbureau.police.go.kr / Dial 182 without an area code)

Article 1 (Purpose)
The purpose of these terms and conditions is to define the rights, obligations, and responsibilities of the cyber mall and the user in using the internet-related services (hereinafter referred to as "services") provided by “LIPIN” Cyber Mall (hereinafter referred to as "Mall").
※ These terms and conditions shall also apply to electronic commerce using PC communication, wireless, etc., to the extent that they do not violate their nature.

Article 2 (Definitions)
① "Mall" refers to the virtual business place set up by “LIPIN” to provide goods or services (hereinafter referred to as “goods, etc.”) to users by using computers or other information communication facilities, and it is also used as a term for the business operator managing the cyber mall.
② "User" refers to a member or a non-member who accesses the “Mall” and receives the services provided by the “Mall” in accordance with these terms and conditions.
③ "Member" refers to a person who provides personal information to the “Mall” and registers as a member, receiving continuous information from the “Mall” and being able to continuously use the services provided by the “Mall.”
④ "Non-member" refers to a person who uses the services provided by the “Mall” without registering as a member.

Article 3 (Specification, Explanation, and Amendment of Terms)
① The “Mall” shall post the contents of these terms and conditions, the company name, the name of the representative, the address of the business location (including the address for handling consumer complaints), telephone number, email address, business registration number, telecommunication sales report number, personal information manager, etc., on the initial service screen (front page) of the “LIPIN” Cyber Mall so that users can easily see them. However, the contents of the terms and conditions may be made available to the user through a connected screen.
Before users agree to the terms and conditions, the “Mall” must provide a separate connection screen or pop-up screen to ensure users can understand important contents such as the right to withdraw offers, delivery responsibilities, and refund conditions.
② The “Mall” may amend these terms and conditions to the extent that it does not violate the relevant laws, such as the Act on the Consumer Protection in Electronic Commerce, the Act on the Regulation of Terms and Conditions, the Framework Act on ③ Electronic Commerce, the Electronic Signatures Act, the Act on Promotion of Information and Communications Network Utilization, the Act on Door-to-Door Sales, and the Consumer Protection Act.
④ When the “Mall” amends the terms and conditions, it shall specify the application date and reasons for the amendment and post the current terms and conditions on the initial screen of the Mall from seven days before the application date until the day before the application date. However, if the amendment is unfavorable to the user, the “Mall” shall provide at least a 30-day prior notice. In this case, the “Mall” shall clearly compare the contents before and after the amendment to make it easy for users to understand.
⑤ When the “Mall” amends the terms and conditions, the amended terms and conditions shall apply only to contracts concluded after the application date, and the previous terms shall apply to contracts already concluded before the amendment. However, if a user who has already concluded a contract wishes to apply the amended terms and conditions, the user may notify the “Mall” within the notification period of the amended terms and obtain the consent of the “Mall,” in which case the amended terms shall apply.
⑥ Matters not specified in these terms and conditions and the interpretation of these terms and conditions shall be governed by the Act on the Consumer Protection in Electronic Commerce, the Act on the Regulation of Terms and Conditions, the Consumer Protection Guidelines for Electronic Commerce established by the Fair Trade Commission, and related laws or commercial practices.

Article 4 (Provision and Modification of Services)

① The “Mall” shall perform the following tasks:
1. Providing information on goods or services and entering into purchase contracts.
2. Delivery of goods or services for which purchase contracts have been concluded.
3. Other tasks designated by the “Mall.”
② The “Mall” may change the contents of goods or services to be provided under future contracts in the event of the unavailability of goods or services or changes in technical specifications. In this case, the “Mall” shall immediately notify the user by specifying the contents of the changed goods or services and the date of provision at the location where the current goods or services were posted.
③If the “Mall” changes the contents of the service contracted with the user due to unavailability of goods or services or changes in technical specifications, it shall immediately notify the user at the address where the user can be reached.
④ In the case of the preceding paragraph, the “Mall” shall compensate the user for any damages caused by the change. However, if the “Mall” proves that there was no intentional or negligent act, this shall not apply.
⑤ When purchasing products, users cannot purchase using 100% points.
(However, points earned from product purchases can be used 100%.)
- When purchasing products with points earned from attendance checks, users can pay 70% of the amount and use 30% points.

Article 5 (Service Interruption)
① The “Mall” may temporarily suspend the provision of services in the event of maintenance, replacement, breakdown of computer and other information communication facilities, or interruption of communication.
② The “Mall” shall compensate users or third parties for damages caused by the temporary suspension of service provision under paragraph 1. However, this shall not apply if the “Mall” proves that there was no intentional or negligent act.
③ If the “Mall” cannot provide services due to a change in business category, abandonment of business, integration between companies, etc., it shall notify the user in the manner specified in Article 8 and compensate the consumer according to the conditions initially offered by the “Mall.” However, if the “Mall” does not notify the compensation criteria, it shall pay the user in kind or cash equivalent to the currency value of the mileage or points used in the “Mall.”

Article 6 (Membership Registration)
① Users apply for membership by filling in the member information in the registration form prescribed by the “Mall” and indicating their consent to these terms and conditions.
② The “Mall” shall register as members the users who apply for membership as described in paragraph 1, except for those falling under any of the following subparagraphs:
1. If the applicant for membership has previously lost membership under Article 7, paragraph 3, except when three years have passed since the loss of membership under Article 7, paragraph 3, and the “Mall” has granted re-approval for membership.
2. If there is false information, omission, or typographical error in the registration.
3. If it is deemed that registering as a member would cause significant technical issues for the “Mall.”
③ The membership contract is deemed established when the approval of the “Mall” reaches the member.
④ If there are changes in the registered information, the member shall immediately notify the “Mall” by email or other means.

Article 7 (Membership Withdrawal and Loss of Qualification)
① Members may request withdrawal from the “Mall” at any time, and the “Mall” shall immediately process the membership withdrawal.
② If a member falls under any of the following subparagraphs, the “Mall” may restrict or suspend membership:
If false information was registered during the membership application.
If the member fails to pay the purchase price of goods, etc., or other debts related to the use of the “Mall” by the due date.
If the member interferes with the use of the “Mall” by others or steals their information, disrupting the order of electronic commerce.
If the member engages in actions that are prohibited by law or these terms and conditions or that are against public morals when using the “Mall.”
③ If the “Mall” restricts or suspends membership and the same conduct is repeated twice or more or if the reason is not corrected within 30 days, the “Mall” may terminate the membership.
④ If the “Mall” terminates the membership, it shall cancel the member registration. In this case, the member shall be notified, and a period of at least 30 days shall be given to provide an opportunity for explanation before the cancellation of registration.

Article 8 (Notification to Members)
① When the “Mall” provides a notification to a member, it may be sent to the email address designated by the member and agreed upon in advance with the “Mall.”
② In the case of a notification to an unspecified number of members, the “Mall” may substitute individual notifications by posting on the “Mall” bulletin board for at least one week. However, for matters that have a significant impact on the member's transactions, individual notifications shall be provided.

Article 9 (Purchase Application)
Users apply for purchase on the “Mall” through the following or similar methods, and the “Mall” shall provide the following information in a clear manner when users apply for purchase:

1. Search and selection of goods, etc.
2. Entering name, address, phone number, email address (or mobile phone number), etc.
3. Confirmation of terms and conditions, services with restricted rights to withdraw offers, costs related to delivery and installation fees, etc.
4. Indicating agreement to these terms and conditions and confirming or rejecting the items under item 3 (e.g., mouse click)
5. Applying for the purchase of goods, etc., and confirming this or agreeing to the confirmation of the “Mall.”
6. Selection of payment method.

Article 10 (Establishment of Contract)
① The “Mall” may not accept the purchase application in cases falling under the following subparagraphs. However, if the “Mall” enters into a contract with a minor, it must inform the minor or their legal representative that the contract may be canceled if the legal representative does not consent:
1. If there is false information, omission, or typographical error in the application.
2. If a minor applies to purchase goods or services prohibited by the Youth Protection Act, such as tobacco or alcohol.
3. If it is deemed that accepting the purchase application would cause significant technical issues for the “Mall.”
② The contract is deemed established when the user receives the receipt confirmation notice as stipulated in Article 12, paragraph 1.
③ The “Mall’s” indication of acceptance shall include confirmation of the user's purchase application, information on availability, and details on correcting or canceling the purchase application.

Article 11 (Payment Methods)
The payment methods for goods or services purchased from the “Mall” may be made by any of the following methods, and the “Mall” shall not impose any additional fees on the user for the payment methods:

1. Various account transfers such as phone banking, internet banking, and mail banking.
2. Payments using various cards such as prepaid cards, debit cards, and credit cards.
3. Online bank transfers.
4. Payment by electronic currency.
5. Payment on receipt.
6. Payment by points provided by the “Mall” such as mileage.
7. Payment by gift certificates recognized by the “Mall” or contracted with the “Mall.”
8. Payment by other electronic payment methods, etc.

Article 12 (Receipt Confirmation, Purchase Application Modification, and Cancellation)
① When a user applies for a purchase, the “Mall” shall send a receipt confirmation notice to the user.
② Upon receiving the receipt confirmation notice, the user may request modification or cancellation of the purchase application immediately if there is any discrepancy in the intent. The “Mall” shall process the request without delay if it is made before shipping. However, if payment has already been made, the regulations on withdrawal of offers, etc., in Article 15 shall apply.

Article 13 (Supply of Goods, etc.)
① Unless there is a separate agreement with the user regarding the supply period of goods, etc., the “Mall” shall take necessary measures such as custom orders, packaging, etc., so that the goods can be delivered within seven days from the date the user applies for purchase. However, if the “Mall” has already received all or part of the payment, it shall take the necessary measures within two business days from the date of receiving all or part of the payment. At this time, the “Mall” shall take appropriate measures so that the user can confirm the procedures and progress of the supply of goods, etc.
② The “Mall” shall specify the delivery method, delivery costs, and delivery period for the goods purchased by the user. If the “Mall” exceeds the agreed delivery period, it shall compensate the user for the damages caused. However, if the “Mall” proves that there was no intentional or negligent act, this shall not apply.

Article 14 (Refund)
If the “Mall” cannot deliver or provide the goods, etc., for which the user has applied for purchase due to unavailability or other reasons, it shall immediately notify the user of the reason and, if payment was received in advance, refund the payment or take necessary measures for the refund within two business days from the date of notification.

Article 15 (Withdrawal of Offers, etc.)
① Users who have entered into a purchase contract with the “Mall” for goods, etc., may withdraw their offer within seven days from the date of receiving the receipt confirmation notice.
② If the user has received the goods, they may not return or exchange them in the following cases:
1.If the goods are lost or damaged due to reasons attributable to the user (except if the packaging is damaged to check the contents of the goods).
2. If the value of the goods has significantly decreased due to the user's use or partial consumption.
3. If the value of the goods has significantly decreased to the extent that resale is difficult due to the passage of time.
4. If the packaging of the original goods is damaged in the case of goods that can be replicated with the same performance.
③ In the case of items 2 through 4 of paragraph 2, if the “Mall” has not clearly specified that the right to withdraw offers is limited or has not provided sample goods, the user’s withdrawal of offers, etc., shall not be restricted.
④ Notwithstanding the provisions of paragraphs 1 and 2, if the contents of the goods, etc., are different from the indication or advertisement, or if the contract is performed differently, the user may withdraw the offer within three months from the date of receiving the goods or within 30 days from the date they became aware of the fact.

Article 16 (Effects of Withdrawal of Offers, etc.)
① If the “Mall” receives a return of goods, etc., from the user, it shall refund the payment received within three business days. If the “Mall” delays the refund, it shall pay the user a delayed interest calculated by multiplying the delayed interest rate set by the Fair Trade Commission for the delay period.
② When the “Mall” refunds the payment, if the user has paid with a credit card or electronic currency, the “Mall” shall promptly request the business that provided the payment method to suspend or cancel the payment.
③ In the case of withdrawal of offers, etc., the user shall bear the costs of returning the goods, etc. The “Mall” shall not claim penalties or damages from the user for the withdrawal of offers. However, if the contents of the goods, etc., differ from the indication or advertisement, or if the contract is performed differently, the “Mall” shall bear the costs of returning the goods.
④ If the user was charged for shipping when receiving the goods, the “Mall” shall clearly indicate who bears the cost of withdrawal of offers so that the user can easily understand.

Article 17 (Protection of Personal Information)
① The “Mall” shall collect the minimum amount of personal information necessary for fulfilling the purchase contract when collecting user information. The following information is required, while other information is optional:
1. Name
2. Resident registration number (for members) or alien registration number
3. Address
4. Phone number
5. Desired ID (for members)
6. Password (for members)
7. Email address (or mobile phone number)
② When collecting personal information that can identify the user, the “Mall” must obtain the user's consent.
③ The “Mall” shall not use the provided personal information for purposes other than those specified or provide it to third parties without the user's consent, and the “Mall” is fully responsible for any violations. However, the following cases are exceptions:
1. When providing the minimum necessary user information (name, address, phone number) to the delivery company for the purpose of delivery.
2. When providing information in a form that cannot identify specific individuals for statistical purposes, academic research, or market research.
3. When necessary for payment settlement due to transactions of goods, etc.
4. When necessary for identity verification to prevent misuse.
5. When required by law or for unavoidable reasons.
④When the “Mall” needs to obtain the user's consent according to paragraphs 2 and 3, it must specify or notify the identity of the person responsible for managing personal information (affiliation, name, phone number, other contact information), the purpose of collection and use, and information related to providing information to third parties (recipient, purpose, and content of information to be provided) in advance according to Article 22, paragraph 2 of the Act on Promotion of Information and Communications Network Utilization, and the user may withdraw consent at any time.
⑤ Users may view or correct their personal information at any time, and the “Mall” is obligated to take necessary measures without delay. If a user requests a correction of an error, the “Mall” shall not use the personal information until the error is corrected.
⑥ The “Mall” limits the number of administrators to protect personal information and is fully responsible for any damages caused to users due to loss, theft, leakage, or alteration of personal information, including credit cards and bank accounts.
⑦ When the “Mall” or a third party that received personal information from the “Mall” achieves the purpose of collecting or receiving the information, the personal information shall be destroyed without delay.

Article 18 (Obligations of the “Mall”)
①The “Mall” shall not engage in acts prohibited by laws or these terms and conditions or contrary to public morals and shall do its best to continuously and stably provide goods or services as specified in these terms and conditions.
② The “Mall” must establish a security system to protect users' personal information (including credit information) so that users can safely use internet services.
③ If the “Mall” causes damage to users by engaging in unfair labeling or advertising acts according to Article 3 of the Act on Fair Labeling and Advertising, it is responsible for compensating the users.
④ The “Mall” shall not send commercial emails for profit-making purposes to users who do not wish to receive them.

Article 19 (Obligations Regarding Member ID and Password)
①Members are responsible for managing their ID and password, except for the case in Article 17.
② Members shall not allow third parties to use their ID and password.
③ If a member realizes that their ID and password have been stolen or are being used by a third party, they must immediately notify the “Mall” and follow the “Mall's” guidance.

Article 20 (User Obligations)
Users shall not engage in the following acts:

1 .Registering false information when applying or changing information.
2. Stealing information from others.
3. Changing information posted on the “Mall.”
4. Sending or posting information (such as computer programs) other than the information designated by the “Mall.”
5. Infringing on the intellectual property rights of the “Mall” or third parties.
6. Damaging the reputation of the “Mall” or third parties or interfering with their business.
7. Disclosing or posting obscene or violent messages, images, sounds, or other information that goes against public morals on the “Mall.”

Article 21 (Relationship Between Linked “Mall” and Linked “Mall”)
① When a higher-level “Mall” and a lower-level “Mall” are linked through a hyperlink (e.g., hyperlinks include text, pictures, and moving images), the former is referred to as the linking “Mall” (website), and the latter is referred to as the linked “Mall” (website).
② If the linking “Mall” clearly states that it does not guarantee transactions made between the user and the linked “Mall” for goods independently provided by the linked “Mall” on the initial screen or pop-up screen at the time of connection, the linking “Mall” shall not be responsible for guaranteeing the transaction.

Article 22 (Attribution and Use Restrictions of Copyright)
① Copyright and other intellectual property rights for works created by the “Mall” belong to the “Mall.”
② Users shall not use the information obtained by using the “Mall” for profit-making purposes by copying, transmitting, publishing, distributing, broadcasting, or otherwise using it without the prior consent of the “Mall.”
If the “Mall” uses copyrights owned by users according to an agreement, it must notify the users.

Article 23 (Dispute Resolution)
① The “Mall” shall establish and operate a damage compensation handling organization to reflect the legitimate opinions or complaints raised by users and to compensate for the damage.
② The “Mall” shall prioritize the handling of complaints and opinions submitted by users. However, if prompt processing is difficult, the “Mall” shall immediately notify the user of the reasons and the processing schedule.
③ If a user files a damage relief request in relation to an electronic commerce dispute between the “Mall” and the user, the “Mall” may follow the dispute resolution process conducted by the Fair Trade Commission or the dispute resolution organization commissioned by the local government.

Article 24 (Jurisdiction and Governing Law)
① Lawsuits related to electronic commerce disputes between the “Mall” and users shall be filed with the court having jurisdiction over the user's address at the time of the lawsuit, and if the user's address is not clear, the court with jurisdiction over the user's place of residence shall have exclusive jurisdiction. However, if the user's address or place of residence is unclear at the time of filing the lawsuit, or if the user is a foreign resident, the lawsuit shall be filed with the court having jurisdiction under the Civil Procedure Act.
② Korean law shall apply to lawsuits filed between the “Mall” and users related to electronic commerce disputes.